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Wrecked My Car – Now What?

Marc Skirvin
Marc Skirvin

What's in this Article

Accidents by their very nature are surprising, unexpected, and tremendously disruptive – not to mention dangerous and life altering.

Not only do you need to make sure that you are completely safe and all right after going through an accident scenario, but you also need to make sure that your financial future is safe and secure as well. When your car is wracked (regardless of how brand-new or ancient it was) it’s going to change your day to day life for a while, but navigating the process is key to making sure you get things back to normal as quickly as you can.

The first step is to contact your insurance agency immediately

Wrecked My Car Now What
Wrecked My Car Now What

The very first thing you’re going to want to do after you have been in an accident and wrecked your vehicle is contact your insurance agency. They are going to put you in contact with an account and insurance agency representative, someone that can guide you through the step-by-step process that involves putting in an insurance claim, verifying the damage done, and figuring out just how much money you are owed in respect to your particular insurance policy.

Most insurance companies are pretty good about speeding up this process as much as they can, but you will still want to stay as active as possible and “pushing” things down the line at a steady clip.

Secondly, you’ll want to negotiate a favorable “buyback” for the totaled vehicle

Once you have received verification from your insurance agency that the vehicle is in fact determined to be a “total loss”, you’ll want to begin the process of negotiating a favorable “buyback” for the totaled car.

The insurance agency is going to expect to cut you a check and then reprocess the total vehicle, selling it to a scrap yard or junkyard later down the line. However, if you offer them a reasonable buyback amount, as they will cut you a check for the total value of that vehicle (less the buyback), giving you a bit of extra money as well as a vehicle that you can now sell all on your own.

You need to do whatever you can to negotiate the most favorable buyback price you can, but understand that insurance agencies are particularly motivated to give you a favorable buyback so that they can ignore the headache and hassle of trying to sell the totaled car on their own.

Finally, you’ll want to contact Cash Auto Salvage to get cold hard cash (and top dollar) for your wrecked vehicle

Once you have agreed to the buyback terms and have secured the vehicle, it’s time to sell it to the highest bidder – which will almost always be Cash Auto Salvage. A network of different auto salvage yards throughout the United States that pay top dollar (cold hard cash) for totaled and junk cars on a regular and daily basis, and this is the kind of reliable and reputable service you should be looking forward to working with.

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About the Author


Marc is the Co-Founder of Cash Auto Salvage and Director of daily operations. He retired from a leading Internet Marketing company in 2013 and has been involved in the automotive industry ever since.

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